# One Time Passcode API

The One Time Passcode (OTP) API is a JSON-based RESTful API that enables merchants to verify OTP codes sent to buyers.

Version: 1.0.0

## Servers

Ratepay Production Platform
```
https://api.ratepay.com
```

Ratepay Integration Platform
```
https://api-integration.ratepay.com
```

## Security

### Bearer

Every request must be authenticated with a valid JWT token. See the authentication API for more information.

Type: http
Scheme: bearer
Bearer Format: JWT

## Download OpenAPI description

[One Time Passcode API](https://docs.ratepay.com/_bundle/apis/otp/openapi/otp_api.yaml)

## One Time Passcode

### Validate an OTP code

 - [POST /transaction/management/2fa/v1/verify/{transactionId}](https://docs.ratepay.com/apis/otp/openapi/otp_api/one-time-passcode/verifycode.md)

### Regenerate OTP code for an active OTP process

 - [POST /transaction/management/2fa/v1/regenerate/{transactionId}](https://docs.ratepay.com/apis/otp/openapi/otp_api/one-time-passcode/regenerate.md)