# Payment methods

Ratepay offers different payment methods depending on country, currency, and customer type.

The Ratepay payment methods can be provided for the following sales channels:

- Online shops
- Mail orders / telephone orders (MOTO)
- In-store / Point of Sale (POS)


table
thead
tr
th
Payment method
th
Germany
br
small
EUR
th
Austria
br
small
EUR
th
Switzerland
br
small
EUR / CHF
th
Netherlands
br
small
EUR
tbody
tr
td
a
strong
Open Invoice
td
B2C, B2B
td
B2C, B2B
td
B2C, B2B
td
B2C
tr
td
a
strong
Open Invoice+
td
B2C
td
–
td
–
td
–
tr
td
a
strong
Direct Debit
td
B2C, B2B
td
B2C, B2B
td
–
td
B2C
tr
td
a
strong
Direct Debit+
td
B2C
td
–
td
–
td
–
tr
td
a
strong
Pay in 3
td
B2C
td
–
td
–
td
–