# Payment methods div div ⏱ 1 min div 👤 Merchant Onboarding Team (Marcel K.) Ratepay offers different payment methods depending on country, currency, and customer type. table thead tr th Payment method th Germany br small EUR th Austria br small EUR th Switzerland br small EUR / CHF th Netherlands br small EUR tbody tr td a strong Open Invoice td B2C, B2B td B2C, B2B td B2C, B2B td B2C tr td a strong Open Invoice+ td B2C td – td – td – tr td a strong Direct Debit td B2C, B2B td B2C, B2B td – td B2C tr td a strong Direct Debit+ td B2C td – td – td – tr td a strong Pay in 3 td B2C td – td – td –