# General Terms and Conditions for Ratepay Payment Methods

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⏱ 1 min
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👤 Legal Team
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The password can be found in the contractual agreements.Alternatively, ask your Ratepay representative.

[January 2026](/docs/legal/b_ratepays_terms_for_merchants/general_terms_and_conditons/january_2026)

[June 2025](/docs/legal/b_ratepays_terms_for_merchants/general_terms_and_conditons/june_2025)

[December 2022](/docs/legal/b_ratepays_terms_for_merchants/general_terms_and_conditons/december_2022)

[July 2021](/docs/legal/b_ratepays_terms_for_merchants/general_terms_and_conditons/july_2021)