# December 2022

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⏱ 1 min
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👤 Legal Team
###### General Terms and Conditions for Ratepay Payment Methods for Merchants

**You need a password to access the following resources.**

The password can be found in the contractual agreements.Alternatively, ask your Ratepay representative.

## English version

[Download: 20221209_Ratepay GmbH_General Terms and Conditions_EN.pdf](./assets/20221209_Ratepay GmbH_General Terms and Conditions_EN.pdf)

## Deutsche Version

[Download: 20221209_Ratepay_GmbH_Allgemeine_Geschäftsbedingungen_DE.pdf](/assets/20221209_ratepay_gmbh_allgemeine_geschäftsbedingungen_de.371afaf960b306a785e0edfb6de072455e16d14119f2550c3e31966b1a3603c9.848912ee.pdf)