# December 2022

###### General Terms and Conditions for Ratepay Payment Methods for Merchants

## English version

[Download: 20221209_Ratepay GmbH_General Terms and Conditions_EN.pdf](./assets/20221209_Ratepay GmbH_General Terms and Conditions_EN.pdf)

## Deutsche Version

[Download: 20221209_Ratepay_GmbH_Allgemeine_Geschäftsbedingungen_DE.pdf](/assets/20221209_ratepay_gmbh_allgemeine_geschäftsbedingungen_de.371afaf960b306a785e0edfb6de072455e16d14119f2550c3e31966b1a3603c9.848912ee.pdf)