# January 2026

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⏱ 1 min
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👤 Legal Team
###### General Terms and Conditions for Ratepay Payment Methods for Merchants

**You need a password to access the following resources.**

The password can be found in the contractual agreements.Alternatively, ask your Ratepay representative.

## API 1.8

### English version

[Download: 2026-01-28_Ratepay-GmbH_General-Terms-and-Conditions_API-1-8.pdf](/assets/2026-01-28_ratepay-gmbh_general-terms-and-conditions_api-1-8.be65ec3c08e87be1069d1293afb8f3d892c9fccdcf26e7cc80fd1d5cf6f2d208.848912ee.pdf)

### Deutsche Version

[Download: 2026-01-28_Ratepay-GmbH_Allgemeine-Geschäftsbedingungen_API-1-8.pdf](/assets/2026-01-28_ratepay-gmbh_allgemeine-geschäftsbedingungen_api-1-8.5a77626c1bc59ea54e60ab86a5a8739ad7c94cbd6d2f70de03721790819420eb.848912ee.pdf)

## API 2.0

### English version

[Download: 2026-01-28_Ratepay-GmbH_General-Terms-and-Conditions_API-2-0.pdf](/assets/2026-01-28_ratepay-gmbh_general-terms-and-conditions_api-2-0.f45b872a5895b19cd79e1371de2a60f490092e4bebbce924d1686045be6890a8.848912ee.pdf)

### Deutsche Version

[Download: 2026-01-28_Ratepay-GmbH_Allgemeine-Geschäftsbedingungen_API-2-0.pdf](/assets/2026-01-28_ratepay-gmbh_allgemeine-geschäftsbedingungen_api-2-0.0eac2225a787aebb2ddd54986e38c2a8ad7ee5b09d326f7187ec0adb7ce76180.848912ee.pdf)