# October 2026

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 1 min
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 Legal Team
###### General Terms and Conditions for Ratepay Payment Methods for Merchants

**You need a password to access the following resources.**

The password can be found in the contractual agreements.Alternatively, ask your Ratepay representative.

## API 1.8

### English version

[Download: 2026-10-28_Ratepay-GmbH_General-Terms-and-Conditions_API-1-8.pdf](/assets/2026-10-28_ratepay-gmbh_general-terms-and-conditions_api-1-8.4ae3811dccc0a62a9ff445a1d8b313385eea4b3c121fdfa3281e26b9780396ae.848912ee.pdf)

### Deutsche Version

[Download: 2026-10-28_Ratepay-GmbH_Allgemeine-Geschäftsbedingungen_API-1-8.pdf](/assets/2026-10-28_ratepay-gmbh_allgemeine-geschäftsbedingungen_api-1-8.506f94e332e8f1e1ad39fdff1e4893b32d511c833c2c0984354058f717a5653f.848912ee.pdf)

## API 2.0

### English version

[Download: 2026-10-28_Ratepay-GmbH_General-Terms-and-Conditions_API-2-0.pdf](/assets/2026-10-28_ratepay-gmbh_general-terms-and-conditions_api-2-0.372c428b9a2103398d74bf0db2f8af502416d1ecbddd6f6e21c6357c2ad6b3d5.848912ee.pdf)

### Deutsche Version

[Download: 2026-10-28_Ratepay-GmbH_Allgemeine-Geschäftsbedingungen_API-2-0.pdf](/assets/2026-10-28_ratepay-gmbh_allgemeine-geschäftsbedingungen_api-2-0.b1d0bfb39c327eec2d570bbd511044ed591c61d6c2c8365f3418ec51786a4e92.848912ee.pdf)