# Regular customer concept & data privacy

###### Regular customer concept requires conclusion of a Data Processing Agreement

According to applicable data protection laws, the implementation of the Ratepay regular customer concept requires the conclusion of a **Data Processing Agreement in accordance with Art. 28 GDPR ("DPA") between the Merchant and Ratepay**.

[Data Processing Agreement for Regular Customer Concept for Merchants](/docs/legal/b_ratepays_terms_for_merchants/data_processing_agreement/english_version/)