# Download

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⏱ 2 min
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👤 Onboarding Developer Team
Settlement files are generated with every payout and contains a breakdown of the payout, by stating the amounts and occured Ratepay fees for each transaction. These are provided as a csv file.

The settlement files can be retrieved through our **ORCA portal** or via the **Ratepay SFTP server**.

## ORCA

Please login into ORCA and click on the billing icon in the left sidebar:

The button may not be displayed due to missing permissions. Please contact the person in your company who is responsible for the administration of ORCA users.

You should then see a view where you can download the settlement reports, separated by payout dates, in CSV format:

## SFTP

To set up the SFTP connection, please follow these steps: [SFTP](/docs/developer/sftp/secure_data_exchange_with_ratepay/)

The settlement files are stored on the SFTP server as a CSV file under the following path: **/from_ratepay/settlement_report/**

Each settlement file will be removed from this path after 30 days and copied to
**/archive/settlement_report/**