What is Ratepay
Ratepay is a whitelabel online service provider which allows merchants to provide their customers secure and common payment methods. For you as a merchant, we bear the full risk of default on payment.
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By choosing Ratepay payment methods, security is on your side as we bear the full credit risk and take over the complete processing for you.
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The Ratepay payment methods can be provided for the following sales channels:
- Online shops
- Mail- and telephone orders
- In-store
Payment methods
Open Invoice
Paying with Open Invoice is by far the most popular payment method among German online shoppers.
Available in
- Germany (B2C & B2B)
- Austria (B2C & B2B)
- Switzerland (B2C & B2B)
- Netherlands (B2C)
Click here for more details.
SEPA Direct Debit
Due to its ease of use, paying by Direct Debit is another very popular payment method among German online shoppers.
Available in
- Germany (B2C & B2B)
- Austria (B2C & B2B)
- Netherlands (B2C)
Click here for more details.
Instalments / 0% Financing
With Ratepay Instalments / 0% Financing, you can offer your buyers the ability to pay in instalments. We offer a risk check in real time so that the buyer does not have any additional efforts.
Available in
- Germany (B2C)
- Austria (B2C)
Click here for more details.