Ratepay is a white-label Buy Now, Pay Later (BNPL) payment solution.
With Ratepay payment methods, transaction security is handled by Ratepay, including full credit risk assumption and end-to-end payment processing.
If you're evaluating Ratepay or looking for an overview, we would recommend to start with Payment methods to understand how Ratepay works before exploring integration or operational details.
Payment API 2.0
Our latest API for new integrations, offering improved flexibility.
Read docsHosted Payment Page
A redirect-based integration where Ratepay hosts the payment experience for you.
Read docsPayment API 1.8
The previous generation of the Ratepay Payment API, still supported for existing integrations.
Read docsShopware
Official Ratepay plugin for integrating BNPL payment methods into Shopware.
Read docsMagento
Integrate the Ratepay payment methods into your Magento-based webshop.
Read docsOXID
Enable Ratepay in your OXID eShop.
Read docs