Ratepay is a white-label Buy Now, Pay Later (BNPL) payment solution.
With Ratepay payment methods, transaction security is handled by Ratepay, including full credit risk assumption and end-to-end payment processing.
If you're evaluating Ratepay or looking for an overview, we would recommend to start with Payment methods to understand how Ratepay works before exploring integration or operational details.
Technical APIs for integrating Ratepay directly into your checkout or backend systems.
Payment API 2.0
Our latest API for new integrations, offering improved flexibility.
Read docs →Hosted Payment Page
A redirect-based integration where Ratepay hosts the payment experience for you.
Read docs →Payment API 1.8
The previous generation of the Ratepay Payment API, still supported for existing integrations.
Read docs →Ready-made plugins for popular e-commerce platforms to get started quickly.
Shopware
Official Ratepay plugin for integrating BNPL payment methods into Shopware.
Read docs →Magento
Integrate the Ratepay payment methods into your Magento-based webshop.
Read docs →OXID
Enable Ratepay in your OXID eShop.
Read docs →Integrations with supported payment service providers that already include Ratepay.