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Welcome to the Ratepay documentation portal

⏱ 1 min
👤 Merchant Onboarding Team (Marcel K.)

Ratepay is a white-label Buy Now, Pay Later (BNPL) payment solution.

With Ratepay payment methods, transaction security is handled by Ratepay, including full credit risk assumption and end-to-end payment processing.

The Ratepay payment methods can be provided for the following sales channels:

  • Online shops
  • Mail orders / telephone orders (MOTO)
  • In-store / Point of Sale (POS)

Who should use this documentation?

This documentation is relevant for:

  • Merchants & product teams evaluating or using Ratepay
  • Developers integrating Ratepay into shops or platforms
  • Operations & support teams handling orders, refunds, and reporting