⏱ 1 min
If CCD2 applies to your business, the changes you need to make depend on how you integrate Ratepay.
Find your integration below to understand the expected Merchant effort and continue to the relevant guidance.
Before you start
Not sure whether CCD2 applies to you?
| Integration | How to recognise it | Merchant effort | Continue |
|---|---|---|---|
| Direct API | Your backend connects directly to Ratepay through Payment API v1 or v2. | High | View Direct API responsibilities → |
| Hosted Payment Page | Buyers complete payment on a Ratepay-hosted page. | Low | View HPP responsibilities → |
| Shop Modules | You use a Ratepay module for Shopware, Magento or OXID. | Low | View Shop Module responsibilities → |
| PSP / Integration Partner | A PSP or integration partner connects you to Ratepay. | Depends on provider | Contact your Ratepay representative or Merchant Onboarding team. |
If you are unsure which Ratepay integration you use:
- check your shop or payment configuration
- ask the team responsible for your payment integration
- contact your Ratepay representative or Merchant Onboarding team
More than one option may apply. For example, your Online Shop and Point of Sale may use different Ratepay integrations.
In that case, review the guidance for each integration option you use.